Investment Accounts - Put your money to work for you

Key Features

Less fees, more growth
Each Investment Account includes four free Standard Transactions, access it when you need without paying extra.

Unlimited Deposit Anywhere™ .
Deposit your cheques instantly with our Mobile Banking App without using any of your Standard Transactions.

Available in USD
The Strategic Investment Account is available in US Funds, so you can better manage your exchange rate exposure.

Investment Accounts are designed to complement a specific way of saving money. The Peak is best suited for those who want to grow their money fast and will not dip into it often. The Strategic is better suited for those who may need to access it on a more regular basis, but still want it to grow.

All our Investment Accounts come with four free Standard Transactions per month.
Performing any one of the following transactions would be considered a Standard Transaction.

Standard Transactions†

ATM Withdrawal or Deposit
ATM Transfer
In Branch Transfer
In Branch Cash Withdrawal or Deposit
Bill Payment
In Store Purchase
Interac® Flash
Interac® Online Payment
Online Bill Payment
Online Transfers
Telepay™ Transfer
Telepay™ Bill Paymentt

Unlimited Me-to-Me on-line transfers with every Investment Account.
Transfer funds between your Operating and Investment Accounts on line as much as you like without using your included transactions.

Does your business deal in USD?
With the Strategic Investment Account in US Funds, you can set aside money when the exchange rate is best, and then access it in branch when you need it.

Investing Accounts

 

SHARE

PEAK

STRATEGIC

Growth

Rate

Dividends**

High Interest

Tiered

Paid

Annually**

Monthly

Monthly

Tiers

None

None

0 - 9,999
10,000 -24,999
25,000 - 99,999
100,000 - 249,999
1,000,000 +

Transactions

Standard Transactions

4 Free
$2.00 /Additional

4 Free
$5.00 /Additional

4 Free
$2.00 /Additional

Item Deposited

$0.20/Cheque

$0.20/Cheque

$0.20/Cheque

Cash  Deposited (Notes)

$2.00 per $1,000 in Notes

$2.00 per $1,000 in Notes

$2.00 per $1,000 in Notes

Coin Deposited

$2.00 per $100 in Coin

$2.00 per $100 in Coin

$2.00 per $100 in Coin

Online Me-to-Me transfers 

Unlimited

Unlimited

Unlimited

Deposit Anywhere™

Unlimited

Unlimited

Unlimited

Interac® e-Transfers

$3.50 /Transaction

$6.50 /Transaction

$3.50 /Transaction

Interac® ATM

$3.50 /Withdrawal

$6.50 /Withdrawal

$3.50 /Withdrawal

International ATM*

$6.00 /Withdrawal

$9.00 /Withdrawal

$6.00 /Withdrawal

Cross Border Debit††

$3.00/Transaction

$6.00/Transaction

$3.00/Transaction

Additional Options

Available in US Funds***

No

No

Yes

Record Keeping

Online Statements

Free

Free

Free

 

Easy business banking here

**The actual dividend paid out, if any, will vary each year at the discretion of the Board of Directors and is in large part based on the financial performance of the credit union.
*Additional fees, such as any terminal convenience, currency conversion, or usage fees, may be charged by third parties and added as part of the transaction amount.
***Accounts in US Funds have restricted access and are not eligible to earn interest. Speak to a staff member in branch for complete details.
††Cross Border debits from an Investment Account may not be available at all participating merchants in the United States
†Certain transactions may not be available to certain accounts with Dual Signatures enabled.

 

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