Rates
| Credit Union Prime |
Rates |
| Credit Union Prime Rate |
2.95% |
| Peak Savings Account (daily interest paid monthly) |
Rates |
| Any Balance |
0.50% |
| Tax Free Savings Account (daily interest paid monthly) |
Rates |
| TFSA - HISA |
0.45% |
| Credit Union Deposit Receipts (CDR) |
Rates |
| Redeemable after 90 Days |
0.50% |
| Strategic Savings Accounts |
Rates |
| Balances $0 - $4,999 |
0.05% |
| Balances $5,000 - $9,999 |
0.05% |
| Balances $10,000 - $19,999 |
0.10% |
| Balances $20,000 - $49,999 |
0.15% |
| Balances Over $50,000 |
0.20% |
| Credit Cards |
Rates |
| Global Payment MasterCard (Minimum Rates Only) |
18.00% |
| Global Gold MasterCard (Minimum Rates Only) |
18.00% |
| Term Deposits (Non Redeemable TFSA eligible) |
Rates |
| 1 year |
0.85% |
| 2 Year |
1.05% |
| 3 Year |
1.10% |
| 4 Year |
1.25% |
| 5 Year |
1.50% |
| Term Deposit Specials (non-redeemable - TFSA eligible min. $5,000) |
Rates |
| 15 Month |
1.35% |
| 24 Month |
1.50% |
| 36 Month |
1.75% |
| 3 Year Step Up Term Deposit/RRSP/TFSA* |
Rates |
| 1st Year |
0.85% |
| 2nd Year |
1.10% |
| 3rd Year |
2.00% |
* Annualized Yield 1.33%. Rate increases each year of the term. Cashable in full on anniversary only.
| 5 Year Step Up Term Deposit/RRSP/TFSA* |
Rates |
| Year 1 |
0.90% |
| Year 2 |
1.00% |
| Year 3 |
1.20% |
| Year 4 |
1.50% |
| Year 5 |
4.00% |
* Annualized Yield 1.77%. Rate increases each year of the term. Cashable in full on anniversary only.
| RRSP (non-redeemable) |
Rates |
| 1 Year |
0.85% |
| 2 Year |
1.05% |
| 3 Year |
1.10% |
| 4 Year |
1.25% |
| 5 Year |
1.50% |
| Tiered Savings $0 - $4,999 |
0.10% |
| Tiered Savings $5,000 - $24,999 |
0.15% |
| Tiered Savings $25,000 and over |
0.20% |
| RRIF (non-redeemable) |
Rates |
| 1 Year |
0.85% |
| 2 Year |
1.05% |
| 3 Year |
1.10% |
| 4 Year |
1.25% |
| 5 Year |
1.50% |
| Loans |
Rates |
| Vehicle Loans (as low as ) |
3.99% |
| Personal Loans (as low as) |
6.95% |
| Mortgages |
Rates |
| 6 month open |
6.95% |
| 6 month closed |
4.45% |
| 1 Year |
3.00% |
| 2 Year |
2.94% |
| 3 Year |
3.60% |
| 4 Year |
4.09% |
| 5 Year |
4.64% |
| Mortgages - Market Rate* |
Rates |
| 1 Year |
2.99% |
| 2 Year |
2.55% |
| 3 Year |
2.65% |
| 4 Year |
2.69% |
| 5 Year |
2.89% |
* Certain Conditions Apply.
