Rates | Provincial Credit Union

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Prime

List of rates for Prime Rate
Prime Rate Rates Effective: 2025-11-04	Rate
Prime Rate	4.45%

Savings

List of rates for Non-Redeemable Term Deposit/RRSP/RRIF/TFSA
Non-Redeemable Term Deposit/RRSP/RRIF/TFSA Rates Effective: 2026-10-19	Rate
1 Year	3.00%
2 Years	3.20%
3 Years	3.30%
4 Years	3.35%
5 Years	3.55%
18 Months	3.10%
30 Months	4.00%
42 Months	3.30%

List of rates for Redeemable Term Deposit/RRSP/RRIF/TFSA
Redeemable Term Deposit/RRSP/RRIF/TFSA	Rate
1 Year	3.00%

List of rates for Escalator Savings
Escalator Savings	Rate
1 Year	2.25%
2 Years	2.80%
3 Years	3.70%

List of rates for Peak Savings
Peak Savings	Rate
Peak Savings	0.55%

Business Savings

List of rates for Business Savings
Business Savings Rates Effective: 2026-10-19	Rate
$0-$99,999	0.55%
$100,000-$199,999	1.60%
$200,000-$499,999	2.30%
$500,000 and over	2.80%

List of rates for Business Peak Savings
Business Peak Savings	Rate
Business Peak Savings	0.55%

Mortgages

List of rates for Mortgage Rates
Mortgage Rates Rates Effective: 2026-10-19	Rate
1 Year open	7.95%
1 Year	5.14%
2 Years	5.24%
3 Years	6.14%
4 Years	6.19%
5 Years	6.29%
3 Year Special	4.94%
5 Year Special	5.14%

Loans

List of rates for Loan Rates
Loan Rates Rates Effective: 2025-11-04	Rate
Energy Efficient Loan	8.25%

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Rates are subject to change without notice.

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