Rates

Credit Union Prime Rates
Credit Union Prime Rate 2.70%
Peak Savings Account (daily interest paid monthly) Rates
Any Balance 0.50%
Tax Free Savings Account (daily interest paid monthly) Rates
TFSA - HISA 0.45%
Credit Union Deposit Receipts (CDR) Rates
Redeemable after 90 Days 0.50%
Strategic Savings Accounts Rates
Balances $0 - $4,999 0.05%
Balances $5,000 - $9,999 0.05%
Balances $10,000 - $19,999 0.10%
Balances $20,000 - $49,999 0.15%
Balances Over $50,000 0.20%
Credit Cards Rates
Global Payment MasterCard (Minimum Rates Only) 18.00%
Global Gold MasterCard (Minimum Rates Only) 18.00%
Term Deposits (Non Redeemable TFSA eligible) Rates
1 year 0.85%
2 Year 1.05%
3 Year 1.10%
4 Year 1.25%
5 Year 1.50%
Term Deposit Specials (non-redeemable - TFSA eligible min. $5,000) Rates
15 Month 1.35%
24 Month 1.50%
36 Month 1.75%
3 Year Step Up Term Deposit/RRSP/TFSA* Rates
1st Year 0.85%
2nd Year 1.10%
3rd Year 2.00%

* Annualized Yield 1.33%. Rate increases each year of the term. Cashable in full on anniversary only.

5 Year Step Up Term Deposit/RRSP/TFSA* Rates
Year 1 0.90%
Year 2 1.00%
Year 3 1.20%
Year 4 1.50%
Year 5 4.00%

* Annualized Yield 1.77%. Rate increases each year of the term. Cashable in full on anniversary only.

RRSP (non-redeemable) Rates
1 Year 0.85%
2 Year 1.05%
3 Year 1.10%
4 Year 1.25%
5 Year 1.50%
Tiered Savings $0 - $4,999 0.10%
Tiered Savings $5,000 - $24,999 0.15%
Tiered Savings $25,000 and over 0.20%
RRIF (non-redeemable) Rates
1 Year 0.85%
2 Year 1.05%
3 Year 1.10%
4 Year 1.25%
5 Year 1.50%
Loans Rates
Vehicle Loans (as low as ) 4.99%
Personal Loans (as low as) 6.70%
Mortgages Rates
6 month open 6.95%
6 month closed 4.45%
1 Year 3.00%
2 Year 2.94%
3 Year 3.39%
4 Year 3.89%
5 Year 4.64%
Mortgages - Market Rate* Rates
1 Year 2.99%
2 Year 2.59%
3 Year 2.64%
4 Year 2.74%
5 Year 2.69%
* Certain Conditions Apply.
 

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