Rates

Credit Union Prime Rates
Credit Union Prime Rate 3.45%
Peak Savings Account (Personal) Rates
Any Balance 0.90%
Peak Registered Savings Account Rates
RRSP, TFSA, RRIF 0.85%
Peak Investment Account (Business) Rates
Any Balance 0.65%
Strategic Savings Accounts Rates
Balances $0 - $4,999 0.05%
Balances $5,000 - $9,999 0.05%
Balances $10,000 - $19,999 0.10%
Balances $20,000 - $49,999 0.15%
Balances Over $50,000 0.20%
Term Deposits (Non Redeemable TFSA eligible) Rates
1 year 0.90%
2 Year 1.15%
3 Year 1.25%
4 Year 1.35%
5 Year 1.50%
Term Deposit Specials (non-redeemable - TFSA eligible min. $5,000) Rates
18 Month 2.00%
34 Month 2.25%
3 Year Step Up Term Deposit/RRSP/TFSA* Rates
1st Year 0.90%
2nd Year 1.20%
3rd Year 2.25%

* Annualized Yield 1.47%. Rate increases each year of the term. Cashable in full on anniversary only.

5 Year Step Up Term Deposit/RRSP/TFSA* Rates
Year 1 0.90%
Year 2 1.00%
Year 3 1.20%
Year 4 1.50%
Year 5 4.00%

* Annualized Yield 1.77%. Rate increases each year of the term. Cashable in full on anniversary only.

RRSP (non-redeemable) Rates
1 Year 0.90%
2 Year 1.15%
3 Year 1.25%
4 Year 1.35%
5 Year 1.50%
RRIF (non-redeemable) Rates
1 Year 0.90%
2 Year 1.15%
3 Year 1.25%
4 Year 1.35%
5 Year 1.50%
Loans Rates
Vehicle Loans (as low as ) 4.49%
Personal Loans (as low as) 7.70%
Mortgages Rates
6 month open 7.25%
6 month closed 4.45%
1 Year 3.44%
2 Year 3.59%
3 Year 3.89%
4 Year 4.29%
5 Year 5.34%
Mortgages - Market Rate* Rates
1 Year 3.25%
2 Year 3.35%
3 Year 3.50%
4 Year 3.60%
5 Year 3.75%
* Certain Conditions Apply.

Grandfathered Accounts

The following products are no longer available for purchase, however, some members may still have one or more of these accounts open.

CDR Rates
Redeemable after 90 Days 0.50%
 

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