Personal Loans

We offer a full range of Personal Lending Services including; 

  • consumer loans
  • fixed and variable rates
  • vehicle financing (including new hybrid vehicles @ low interest for up to 72 months)
  • in-house student loans
  • overdraft protection
  • home equity lines of credit
  • line of credit loans
  • low cost life and disability insurance

 

The loan administration fee is $25.00.  This will be charged to unsecured loans under $10,000.00, and to loans where we make a payment on your behalf to outside creditors. 

 

If any cheque or other form of payment is dishonoured or returned for any reason there will be a fee applied in the amount of $42.50.  This fee, when applied, is charged to the principal of the loan. 

 

The fee for an interest only payment or loan extension is $15.00 per approved request. 

 

 

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Creditor’s group insurance coverage is optional and is underwritten by Co-operators Life Insurance Company. Supporting services, such as enrollment intake, medical underwriting and claims administration are provided by the employees of CUMIS Services Incorporated. Coverage is governed by the terms and conditions of the creditor’s group insurance policy issued to the creditor and is subject to terms, conditions, exclusions and eligibility requirements. See the Product Guide and Certificate of Insurance for full coverage details.