Key Features

Save on monthly fees.
The monthly fee is waived if you maintain a minimum daily balance in your account during the month on all Spending Accounts.

Interac® e-Transfers for everyone.
At least one Interac® e-Transfer is now included in every Spending Account, with unlimited e-Transfers now included in the UltraFlex Spending Account.

QuickSwitch your Account
Whether you’re planning a trip or renovations on your home, with just a phone call you can quickly and easily switch your spending account to avoid any excess service charges.

Each Spending Account is designed to compliment a specific way of spending money. The Core is best suited for those who use cash on a daily basis where the UltraFlex is designed for the frequent traveler.

If you’re 25 and under or 60 and over, you get the same choice of accounts, and pay a discounted rate each month.

Youth = Everyone 25 and Under
Whether you’re going to school, working full time or somewhere in between, you can get the same great discount on any Spending Account you choose.

Unlimited Me-to-Me online transfers with every Spending Account.
Transfer funds between your Savings and Spending Accounts online as much as you like without using any of your included Standard Transactions.

All our Spending Accounts come with Standard Transactions as part of the monthly fee.
Performing any one of the following transactions would be considered a standard transaction.

Standard Transactions

ATM Withdrawal
ATM Transfer
In Branch Transfer
In Branch Cash Withdrawal
Bill Payment
In Store Purchase
Interac® Flash
Interac® Online Payment
Online Bill Payment
Online Transfers
GLOBAL PAYMENT™ Purchase
GLOBAL PAYMENT™ Withdrawal
Cheques
Telepay™ Transfer
Telepay™ Bill Payment

Spending Accounts

 

CORE

FLEX

ULTRAFLEX

Transactions

Standard Transactions

20 Free
$1.25/Additional

Unlimited

Unlimited

Online Me-to-Me transfers 

Unlimited

Unlimited

Unlimited

Deposit Anywhere™

Unlimited

Unlimited

Unlimited

Interac® e-Transfers

1 Free
$1.50 /Additional

10 Free
$1.50 /Additional

Unlimited

Interac® ATM

$1.50 /Withdrawal

$1.50 /Withdrawal

Unlimited

International ATM*

$4.00 /Withdrawal

$4.00 /Withdrawal

Unlimited

Cross Border Debit

$2.25/Transaction

$1.00/Transaction

Unlimited

Additional Features

CHOICE REWARDS® on GLOBAL PAYMENT™ transactions

$24.00 /Year

$24.00 /Year

Free

Interest on Monthly Balance

-

-

Yes

Safety Deposit Box Discount

-

-

$12.00 /Year

Overdraft

$5.00 + Interest

$5.00 + Interest

Interest Only

Personalized Cheques

Starting at $24.00

Starting at $24.00

Starting at $0.00

Money Orders

$6.50

$6.50

Free

Certified Cheques

$15.00

$15.00

Free

Drafts

$7.00

$7.00

Free

Record Keeping

Online Statements with Cheque Images

Free

Free

Free

Paper Statements with Cheque Images

$2.50 /Month

$2.50 /Month

Free

Pricing

Regular

$6.00 /Month

$14.50 /Month

$29.50 /Month

Youth (25 and Under)

Free

$2.00 /Month

$12.00 /Month

Senior (60 and over)

Free

$7.25 /Month

$20.75 /Month

Minimum Daily Balance Required to Waive Monthly Fee

$2,000

$4,000

$5,000

® Used under license. All trade marks are the property of their respective owners.
* Additional fees, such as any terminal convenience, currency conversion, or usage fees, may be charged by third parties and added as part of the transaction amount.