Choose the right MasterCard® Credit Card for your needs from one of 6 different cards, each offered with CHOICE REWARDS® or as a Low Fee option.

iCare standard on Credit Union MasterCard® Credit Cards

For every purchase you make using your Credit Union MasterCard® card, your Credit Union will make a donation to health care in your community.  The benefits of the program stay right here in PEI. Learn more about the iCare program.

CHOICE REWARDS® MasterCard® Credit Cards

YOUR CHOICE, YOUR REWARDS™.

Can there ever be too many rewards? We didn't think so. That is why we've packed the Choice Rewards program with more reward choices than ever before. Add value and turn qualifying everyday expenses into worldwide travel, brand name merchandise, charity donations and more‡.

‡See Rewards Program Terms & Conditions

Image of CHOICE REWARDS® World Elite® MasterCard® Credit Card CHOICE REWARDS® World Elite® MasterCard® Credit Card Image of Gold CHOICE REWARDS® MasterCard® Credit Card Gold CHOICE REWARDS® MasterCard® Credit Card Image of a CHOICE REWARDS® Low Fee Gold MasterCard® Credit Card Low Fee Gold CHOICE REWARDS® MasterCard® Credit Card Image of a Low Fee CHOICE REWARDS® MasterCard® Credit Card Low Fee CHOICE REWARDS® MasterCard® Credit Card Image of a CHOICE REWARDS® Student MasterCard® Credit Card Student CHOICE REWARDS® MasterCard® Credit Card Image of a No Fee CHOICE REWARDS® MasterCard® Credit Card No Fee CHOICE REWARDS® MasterCard® Credit Card
Annual Fee
$150 $120 $59 $24 $24 $0
Additional Card Fee
$40 $0 $0 $0 $0 $0
Standard Annual Interest Rate
19.49% 19.49% 19.49% 19.49% 19.49% 19.99%
CHOICE REWARDS® points
2 points‡ for every $1 spent on eligible purchases 1 point‡ for every $1 spent on eligible purchases 1 point ‡ for every $1 spent on eligible purchases 1 point ‡ for every $1 spent on eligible purchases 1 point ‡ for every $1 spent on eligible purchases 1 point ‡ for every $2 spent on eligible purchases
Bonus Points
5000 welcome bonus points†† 5000 welcome bonus points†† 3000 welcome bonus points†† 1000 welcome bonus points†† 1000 welcome bonus points††
MasterPurchase®1




MasterRental®1


MasterTrip®1
Common Carrier Accidental Death and Dismemberment coverage1
$500,000 $500,000 $500,000 $100,000 $100,000 $100,000
Baggage Delay1






Trip Cancellation1
up to $3,000 up to $3,000 up to $1,000 up to $1,000
Unexpected Return Home1
up to $2,000 up to $2,000 up to $2,000
Accidental Death
up to $1,000 up to $1,000 up to $1,000
Emergency Assistance Services1



Inclusive Travel Medical Insurance1

Concierge Services1
Price Protection1
More Benefits Details
View PDF View PDF View PDF View PDF View PDF View PDF

1 Details of your coverage, including terms, conditions, limitations and exclusions, are in the Certificate of Insurance provided with your card

Low Fee MasterCard® Credit Cards

Not interested in collecting CHOICE REWARDS®? Get all the same benefits of your MasterCard® Credit Card at a lower fee. See your options below.

Image of CHOICE REWARDS® World Elite® MasterCard® Credit Card CHOICE REWARDS® World Elite® MasterCard® Credit Card Image of Gold MasterCard® Credit Card Gold MasterCard® Credit Card Image of Low Fee Gold MasterCard® Credit Card Low Fee Gold MasterCard® Credit Card Image of a Low Fee MasterCard® Credit Card Low Fee MasterCard® Credit Card Image of a Low Rate MasterCard® Credit Card Low Rate MasterCard® Credit Card Image of a Student MasterCard® Credit Card Student MasterCard® Credit Card
Annual Fee
$150 $96 $35 $12 $30 $0
Additional Card Fee
$40 $36 $12 $0 $0 $0
Standard Annual Interest Rate
19.49% 19.49% 19.49% 19.49% 11.99% 19.49%
CHOICE REWARDS® points
2 points‡ for every $1 spent on eligible purchases
Bonus Points
5000 welcome bonus points††
MasterPurchase®1




MasterRental®1


MasterTrip®1
Common Carrier Accidental Death and Dismemberment coverage1
$500,000 $500,000 $500,000 $100,000 $100,000 $100,000
Baggage Delay1






Trip Cancellation1
up to $3,000 up to $3,000 up to $1,000 up to $1,000
Unexpected Return Home1
up to $2,000 up to $2,000 up to $2,000
Accidental Death
up to $1,000 up to $1,000 up to $1,000
Emergency Assistance Services 1



Inclusive Travel Medical Insurance1

Concierge Services1
Price Protection1
More Benefits Details
View PDF View PDF View PDF View PDF View PDF View PDF

1 Details of your coverage, including terms, conditions, limitations and exclusions, are in the Certificate of Insurance provided with your card

 

MasterPurchase®

Protects eligible purchases against theft, loss and damage. Doubles eligible manufacturer's warranty up to two years.

Details of your coverage, including terms, conditions, limitations and exclusions, are in the Certificate of Insurance provided with your card

MasterRental®

Includes a collision damage waiver, accidental death and dismemberment coverage on your car rental and personal effects benefits.

Details of your coverage, including terms, conditions, limitations and exclusions, are in the Certificate of Insurance provided with your card

MasterTrip®

Common Carrier Accidental Death and Dismemberment coverage1 of up to $500,000 and can also include:

  • Baggage Delay coverage
  • Trip Cancellation coverage
  • Unexpected Return Home coverage
  • Emergency Assistance Service

Details of your coverage, including terms, conditions, limitations and exclusions, are in the Certificate of Insurance provided with your card

Inclusive Travel Medical Insurance

Applies to cardholders and their spouses under the age of 75 and eligible dependent children, up to a maximum of $2,000,000 per insured person, including:

  • Emergency medical transportation, emergency medical and dental care, and hospital services
  • Prescriptions and treatments
  • Friend/family hospital visits
  • Legal assistance
  • 24-hour travel assistance services

Details of your coverage, including terms, conditions, limitations and exclusions, are in the Certificate of Insurance provided with your card

Concierge Services

Book all your travel needs, make dinner reservations at trendy restaurants, reserve tickets for the hottest concerts or shows, and more.

Details of your coverage, including terms, conditions, limitations and exclusions, are in the Certificate of Insurance provided with your card

Price Protection

If you make an eligible purchase with your MasterCard® credit card and find the same product advertised in Canada at a lower price within 60 days after purchase, the difference will be refunded, up to $500.00.

Details of your coverage, including terms, conditions, limitations and exclusions, are in the Certificate of Insurance provided with your card

 

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