* Terms & Conditions

1. This offer is not transferable. This offer is redeemable only by the individual whose name is stated in the offer. 
2. Terms and conditions as presented in this section are valid only until the offer expiry date.
3. OAC. Additional terms, conditions, fees, charges may apply. Loans larger than indicated in this offer are available upon application and may change without notice.
4. APR. Rates are subject to change at the sole discretion of Provincial Credit Union. To ensure you qualify for the special offer rate, please take advantage of this offer before the offer expiry date.
5. Prepayment is permitted at any time, without penalty.
6. Offer Expiry Date is December 18, 2020. 
7. Offer void if the individual whose name is stated in the offer is in the process of, or has recently filed for bankruptcy, or a consumer proposal.
8. This offer may not be used to pay out existing credit at any credit union in Prince Edward Island.
9. Life and Disability Insurance are available to members age 69 and under.

** $10,000 loan with interest rate of 5.99% will require a minimum monthly payment of approximately $213 over a 5 year period for a member who has purchased Life and Disability insurance.