Additional Business Services
Tailored business solutions designed to improve your operations.
Customized business solutions to enhance your operations.
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Designed For Small Businesses
Online Banking
Small Business Online Banking makes managing your finances easier, faster, and more secure. Send e-transfers, pay bills, and transfer funds anytime, anywhere—plus, with option of dual-signature approval, you get added security and control.
For more information on how dual signatures work or to sign up, speak to us.
For more information on how dual signatures work or to sign up, speak to us.
ADP
Payroll Services
Provincial Credit Union has partnered with ADP to provide discounted payroll services for business members, offering advanced technology and support. Key features include:
- Payroll processing and review
- Online reports and employee statements
- Direct deposit and tax filing
- Record of Employment (ROE)
- Year-end services (T4, maintenance)
For more information or to get started on the referral process, contact the Business Services Team at businessservices@pcu.ca.
Clearly Payments
Merchant Program
We have partnered with Clearly Payments to provide comprehensive merchant services for members, offering technology, a merchant account, customer service, and favorable rates.
Payment solutions include:
- Top-tier merchant account
- Credit/debit card processing
- Real-time reporting and fraud detection
- Next-day funding
- Customer service
- Credit card machines and mobile payments
- POS systems
- Online payments and eCommerce solutions
- Recurring billing
- Electronic/email invoicing
To get started, visit clearlypayments.com/provincial, call them at 1-800-818-1402 or contact the Business Services Team at businessservices@pcu.ca to begin the referral process.
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Payment Stream AFT
Automated Funds Transfer
PaymentStream Automated Funds Transfer (PaymentStream AFT) simplifies the processing of pre-authorized debits and credits. Users can either use the web application or upload files in CPA Standard 005 format from their accounting software. Key features include:
- Same-day AFT credit origination
- Enhanced originator ID limits for risk mitigation
- Real-time file validation during uploads
- Email confirmations for successful file uploads and releases
- Dual authorization for added risk controls
- Advance release of AFT transactions (14 days for Data Entry, 45 days for File Upload)
- Downloadable reports in CSV and PDF formats
Access requires 2-Step Security for user authentication.
For more information or to begin the process, contact the Business Services Team at businessservices@pcu.ca.
Rotessa
Pre-Authorized Payments
We have partnered with Rotessa to simplify pre-authorized payments for small businesses. Rotessa enables direct debit from customers' bank accounts, saving time and money compared to traditional payment methods like cheques and credit cards. Their transparent pricing involves a fixed monthly fee without hidden costs. Rotessa integrates with QuickBooks Online, Xero, and Zapier, connecting to over 5,000 apps.
For more information, contact the Business Services Team at businessservices@pcu.ca or sign up right now to try out Rotessa for free.
Online currency trading platform
Foreign Exchange
The Foreign Exchange (FX) solution for Business Service Members includes:
- FX trades in multiple currencies (USD, EUR, GBP, etc.)
- Same-day settlement for USD and CAD accounts
- FX forwards to lock in exchange rates for up to 24 months
- FX Market Orders for automatic filling at set levels
- Market commentary and advice
- Web-based execution platform available 24/5
- Access to a live dealing desk for execution and support (7:30 AM to 6 PM AST)
- Competitive exchange rates with no minimum amounts.
For more information, contact the Business Services Team at businessservices@pcu.ca.
Not sure which ones are suitable for your business?
We’ll be happy to help you pick the options that best suits your business needs.
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Bank for your business however works best
On your mobile device
Take your business banking with you wherever you go using our mobile app on your smartphone or tablet.
On your computer
Manage your business finances via online banking anytime, whether you're in office or relaxing at home.
Using Deposit Anywhere™
Deposit cheques without the need to come in-branch. Simply snap a photo on your mobile device.
Via 3,000+ ATMs
Use our Canada-wide ATM network to access the money you need whenever you need it - surcharge-free.
Power Your Business with our Operating Accounts
Keep your business running smoothly with our easy-to-manage Operating Accounts.
We have a card to fit your business
Find out more about our suite of business credit cards
Level up your financial know-how
Credit Card
Qtrade Direct Investing
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