Rates | Provincial Credit Union

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Prime

List of rates for Prime Rate
Prime Rate Rates Effective: 2025-11-04	Rate
Prime Rate	4.45%

Savings

List of rates for Non-Redeemable Term Deposit/RRSP/RRIF/TFSA
Non-Redeemable Term Deposit/RRSP/RRIF/TFSA Rates Effective: 2025-11-04	Rate
1 Year	2.50%
18 Months	2.80%
2 Years	2.55%
3 Years	2.60%
42 Months	3.10%
4 Years	2.70%
5 Years	3.00%

List of rates for Redeemable Term Deposit/RRSP/RRIF/TFSA
Redeemable Term Deposit/RRSP/RRIF/TFSA	Rate
1 Year	2.45%

List of rates for Escalator Savings
Escalator Savings	Rate
1 Year	2.00%
2 Years	2.40%
3 Years	3.10%

List of rates for Peak Savings
Peak Savings	Rate
Peak Savings	0.70%

Business Savings

List of rates for Business Savings
Business Savings Rates Effective: 2025-11-04	Rate
$0-$99,999	0.70%
$100,000-$199,999	1.60%
$200,000-$499,999	2.30%
$500,000 and over	2.45%

List of rates for Business Peak Savings
Business Peak Savings	Rate
Business Peak Savings	0.70%

Mortgages

List of rates for Mortgage Rates
Mortgage Rates Rates Effective: 2025-09-22	Rate
6 month open	9.25%
6 month closed	9.25%
1 Year	6.09%
2 Years	5.39%
3 Years	6.05%
4 Years	5.99%
5 Years	6.09%
3 Year Special	4.39%
5 Year Special	4.54%

Loans

List of rates for Loan Rates
Loan Rates Rates Effective: 2025-11-04	Rate
Energy Efficient Loan	8.25%

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Rates are subject to change without notice.

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