NOTICE: Thank you for your patience during our system upgrades. Learn more.
E-transfer services are expected to be available Tuesday May 13.
E-transfer services are expected to be available Tuesday May 13.
Please note: Charlottetown Branch will be closed Saturday May 17. Phones hours will be 10:00 am to 4:00 pm.
All branches will be closed on Monday May 19.
All branches will be closed on Monday May 19.
How can we help your business today?
Great idea for a business?
Credit Unions have the business banking products and services you need.
Take your credit union with you.
Pay with your phone using Apple Pay, Samsung Pay, or Google Pay for purchases in-store, online, and in-app.
Why partner with us?
Local support
Your success is our success. With a focus on community, we want to help your business to thrive.
Bank your way
Managing your business finances is a breeze – anytime, anywhere – with our digital tools and services.
Online Business Banking
Providing extra online banking features at no charge, such as two to sign for online transactions.
Enjoy peace of mind
Your business’ deposits get the highest protection in the province, with up $250,000 in deposit insurance protection. Learn more
Need more reasons to bank locally?
No problem! See what else sets us apart as the right financial partner for your business.
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Service Status
ATMs
Everything is working
Debit Cards
Everything is working
Interac e-Transfers
Service disruption
Interac e-transfers are experiencing service disruptions in relation to the banking conversion. Service will be restored on Tuesday May 13th 2025.
Learn more
Mobile Apps
Service disruption
Mobile Apps will be unavailable during banking conversion weekend. Services will be restored on May 12th 2025. On this date, please ensure to download the new Provincial Credit Union App before you start using it.
Learn more
Online Banking
Everything is working
Phone Services
Expanded hours
Monday to Friday 8:30 am to 9:00 pm
Saturday 9:00 am to 1:00 pm
Note: This service is not available during statutory holidays.
Saturday 9:00 am to 1:00 pm
Note: This service is not available during statutory holidays.
Exceptional local business member services.
Credit cards to fit your business
A business credit card helps streamline your finances by separating personal and business expenses, making bookkeeping easier. It offers rewards, cashback, and perks, all while building your business credit. With added purchase protection and expense management tools, it’s a smart way to manage cash flow, boost your company’s creditworthiness, and earn benefits as you spend.
Small Business Payroll Services
We've teamed up with ADP to provide business members with discounted, top-tier payroll services. With mobile and desktop platforms, members can easily input employee payroll details, while we handle the rest. Services include payroll processing, online reports, direct deposit, tax filing, Record of Employment (ROE), and year-end T4s. Enjoy seamless integration and expert support at an exclusive price.
Simplify your deposits
PaymentStream Automated Funds Transfer (AFT) simplifies processing pre-authorized debits (e.g., donations, fees) and credits (e.g., payroll, supplier payments). This self-serve product offers features like same-day AFT credits, enhanced security with dual authorization, real-time file validation, and advanced scheduling for transactions. Users also receive email confirmations for successful file uploads and can download AFT reports in CSV or PDF formats.
Credit Card
Qtrade Direct Investing
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Copyright 2025 Provincial Credit Union Ltd. All rights reserved.
Security Legal Site Map Privacy Ombudservice
Copyright 2025 Provincial Credit Union Ltd. All rights reserved.