NOTICE: Online and mobile banking will be unavailable Friday May 9 to Monday May 12. Learn more.
Please note: Charlottetown Branch will be closed Saturday May 10. Phones hours will be 10:00 am to 4:00 pm.
What can we help you do today?
Take your credit union with you
Pay with your phone using Apple Pay, Samsung Pay, or Google Pay for purchases in-store, online, and in-app.
We're more than a bank
And you're more than a customer.
Open an account online
Are you ready to become part of our community?
Opening an account online is simple and fast. Just click the button below to begin and join us today!
Opening an account online is simple and fast. Just click the button below to begin and join us today!
Why bank with us?
Access cash anywhere
You can access your money from over 3,000 ATMs across Canada - surcharge free.
Bank your way
Managing your money is easy - anywhere, anytime - with our digital tools and services.
Switch with ease
Automatically redirect your deposits and payments with our ClickSWITCH service.
Enjoy peace of mind
Your deposits get the highest protection in the province, with unlimited deposit insurance protection for registered plans and up to $250,000 in deposit insurance protection for non-registered plans. Learn more
42 month savings
5 year special mortgage
Need more reasons to bank locally?
No problem! See what else sets us apart from other financial institutions.
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Service Status
ATMs
Everything is working
Debit Cards
Everything is working
Interac e-Transfers
Service disruption
Interac e-transfers are experiencing service disruptions in relation to the banking conversion. Service will be restored on Tuesday May 13th 2025.
Learn more
Mobile Apps
Service disruption
Mobile Apps will be unavailable during banking conversion weekend. Services will be restored on May 12th 2025. On this date, please ensure to download the new Provincial Credit Union App before you start using it.
Learn more
Online Banking
Service disruption
Online banking services will be unavailable during banking conversion weekend. Services will be restored on May 12th 2025.
Learn more
Phone Services
Expanded hours
Monday to Friday 8:30 am to 9:00 pm
Saturday 9:00 am to 1:00 pm
Note: This service is not available during statutory holidays.
Saturday 9:00 am to 1:00 pm
Note: This service is not available during statutory holidays.
Exceptional member service with strong ties to our Island communities.
Who is Provincial Credit Union?
At Provincial Credit Union, our purpose is to provide A Better Way to Bank. As a member-owned financial institution, we are not influenced by third-party shareholders. This allows us to prioritize the needs of our members and the communities we support in every decision we make.
What is a credit union?
Community hub, safe space, judgement-free zone, place where dreams can come true… You can call a credit union whatever you want, but at the core, credit unions are financial institutions. We just happen to be a few of those other things, too.
Resource Hub
Whether you're saving for a home, focused on investing, or taking out a loan, our support starts with ensuring you have the info you need to set and achieve your goals.
Credit Card
Qtrade Direct Investing
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Copyright 2025 Provincial Credit Union Ltd. All rights reserved.
Security Legal Site Map Privacy Ombudservice
Copyright 2025 Provincial Credit Union Ltd. All rights reserved.