Robert Chang is a Canada-based senior executive with extensive experience in financial services, investment management, and corporate governance. He currently serves as President and Chief Executive Officer of the Flourish Group, where he is responsible for strategic leadership and final decision-making across real estate development and asset management, securities and financial product investments, and new real estate product development. His responsibilities include capital allocation, cash-flow management, and enterprise risk oversight.  

Robert understands the role Provincial Credit Union plays in supporting local businesses and, through his professional experience, has gained familiarity with its member-focused approach, prudent lending practices, and strong risk management culture. 

Robert holds a degree in Finance and possesses professionally accredited qualifications in China, including Certified Accountant, Economist, and Financial Planner designations, providing a solid foundation in financial analysis and economic decision-making.  

In addition, he brings over 20 years of experience in China's financial sector, having worked with large trust companies and securities firms in credit management, investment activities, and securities issuance. This background has given Robert a deep understanding of regulatory environments, capital markets, and financial risk control.  

Robert has also served in governance roles as Chairman of the Board of Hefei Financial Supermarket Co., Ltd. and Vice President of the Anhui Small and Medium Enterprises Association.  

He brings a global perspective, innovative thinking, and proven experience in risk governance and risk mitigation. Robert values prudent oversight, transparency, and member-centered decision-making, and would contribute disciplined judgment and long-term thinking to advance Provincial Credit Union's governance and strategic direction. 

David Dunphy is seeking election to the Provincial Credit Union’s (PCU) Board of Directors and brings a range of skills and experience that he believes would be a valuable asset to PCU.  

He graduated with a Bachelor of Business Administration from UPEI and later achieved the designation of "Chartered Accountant". David has worked in the private sector in financial, management and executive roles including a 34-year career with Eastlink in PEI and retired in 2024.  

David has lived in Stratford/Bunbury with his wife, Donna, for over 40 years. They have 3 children which gave David many volunteer opportunities such as coaching hockey and soccer teams as well as being a Cub and Scout leader.  

David has always been interested in contributing to his community in many ways. His volunteer experiences includes Stratford Scouts leader, Treasurer for the Morell and Area Recreation Commission, various roles for Spina Bifida & Hydrocephalus Assn of PEI, PEI Member of the National Board for Spina Bifida & Hydrocephalus Assn of Canada, President, Vice-President, Past President and Treasurer of United Way of PEI Board of Directors (2007-2013), Councillor and Chair of Finance Committee for the Community of Bunbury (1991-1995), Chair of Finance Committee and Councillor for Town of Stratford (2003-2006), and Mayor of the Town of Stratford (2010-2018). 

David believes his education and experience in the areas of finance and governance would be an asset as a Board Member of Provincial Credit Union. 

Mark retired in 2024 from a 40-year career in higher education, information technology, and senior-level management. That career included positions in provincial government, universities, non-profit and the private sector. He also created an IT company in PEI (Discovery Garden Inc.) and worked on various consulting initiatives. His senior management experience saw a wide range of community involvement and committee work, including the development of national and international strategy and policy work, culminating in his role as the Director of National and International Relations / VP of Strategy and Policy for Canada's national supercomputer organization, the Digital Research Alliance of Canada. This role included collaborating with a large team on the submission of a multi-billion-dollar budget submission to the federal government.  

More local experience includes a 9-year role as University Librarian at the University of PEI. During this and Mark’s previous role as the University Librarian at the University of Winnipeg, he was also the Privacy Officer, creating complex policy and records management frameworks. Mark has participated at the Board level in both ex-officio and member contexts, and in one case served as Co-Chair, facilitating the organization's long-term planning, including their financial and policy strategy.  

In retirement Mark embarked on a new series of projects, including setting up a wood shop, making inks, and restoring an old letterpress machine. He has been a Provincial Credit Union member for 9 years, and he and his wife of 40 years live in Pownal and have two children and two grandchildren. 

Brett Poirier is an entrepreneur and business owner based in Charlottetown, and the founder and CEO of the Red Sands Group of companies leading a team of approximately 65 people, while setting strategic direction for the company. 

Brett has been a member of Provincial Credit Union for many years and has served on the Board of Directors for the past three years. Through his Board service, he has developed a strong understanding of credit union governance, fiduciary responsibility, financial oversight, enterprise risk, and regulatory compliance. He has also been actively involved in committee work, including chairing the Audit and Risk Committee. 

Brett strongly supports the cooperative model and Provincial Credit Union's role in strengthening local communities and the provincial economy. He was proud to represent Provincial Credit Union in Toronto when it was recognized as one of Canada's Top 100 Employers, reflecting the organization's strong culture, leadership, and commitment to its people.  

As a director, Brett is focused on encouraging continued member growth and ensuring Provincial Credit Union remains competitive through strong digital products and services. He believes modern, reliable digital offerings are critical to attracting new members and meeting evolving expectations.  

Brett believes it is essential that business owners have a clear voice at the Board table and brings a strong awareness of brand, reputation, and communications. He values integrity, transparency, and constructive challenges, and is committed to advancing Provincial Credit Union's governance and strategic direction in the best interests of its members. 

Born and raised on Prince Edward Island, Jody Sanderson grew up working on the Sanderson family farm in York Point. That early experience shaped his understanding of rural economies, seasonal cash flows, and the vital role cooperative financial institutions play in supporting local communities and smaller businesses.  

Jody brings 25 years of global banking experience, including 22 years with HSBC, one of the world's largest banking organizations. As Managing Director and Regional Global Banking Head for five countries, he was responsible for $75 billion in credit exposure and led more than $250 billion in capital financings across Canada, Asia, and the Middle East. His skills include credit risk oversight, capital allocation, governance, regulatory compliance, and strategic growth-capabilities. 

Jody served on senior governance committees covering Credit Risk, Financial Crime, Compliance, and Performance & Remuneration, and helped guide HSBC to recognition by Euromoney as Best Investment Bank in the Middle East. These roles required disciplined oversight, independent judgment, and a strong customer/member-focused approach.  

Since returning to PEI, Jody has applied this experience locally. He is the Director and Partner of IHD Holdings, a PEI-based housing development company, where he has helped deliver successful residential projects with a focus on affordability and community impact. As Founder and CEO of Sanderson Capital, Jody supports smaller businesses, with a particular emphasis on housing development, financing, and advisory services. Serving on the PCU board would allow him to contribute strong financial governance, risk management expertise, and deep local knowledge to support PCU's long-term strategy and sustainability.

Imelda Arsenault is currently a director of the Provincial Credit Union and is pleased to let her name stand as a candidate for the Board of Directors. She has long been involved in the credit union system and in community leadership at both the local and provincial levels. The valuable experience Imelda has gained as a board member enables her to continue contributing meaningfully to the work at hand. She strongly believes that communities are much stronger when there is active, local involvement.  

Imelda holds a Bachelor of Education and a Master's degree in Educational Administration from the Université de Moncton. Her career in education has allowed her to gain experience in several areas essential to being an effective and competent board member. It also allows her to continue to help youth in her communities.  

Imelda currently lives in Wellington and is able to provide bilingual support to all members. She is involved in her community and has volunteered at the Acadian Festival and Agricultural Exhibition, the Evangeline Pre-School Board of Directors, and the local committee for the 60th Anniversary of the Municipality of Wellington. When she is not reading meeting material, you will find her tending to her flower gardens in the summer or travelling with her husband to visit their family.  

Imelda would be honoured to continue her commitment to the Board of Directors and to work with members to ensure the success of the credit union. 

Robert Gallant lives with his wife, Dianne, in Wellington Centre. He owned and operated Michaels Pizzeria for thirty-two years, working as an employee for an additional thirteen years before ownership and after to help the new owners. He has since retired and currently serves as the Vice President of Egmont Liberal Riding of PEI where he has served since 2012. Robert has volunteered and served his community in many ways including as President of Downtown Summerside from 2018-2019, and President of District 24 Liberal Association of PEI. 

Robert’s life and accomplishments have given him a lot of knowledge, and he has learned that to be successful in life, you need to be a community person. Robert believes in the importance of giving back to the community, helping people who are in need, and always being fair and respectful in all that one does. He has learned that life is about people, family, and friends and he has spent most of his life trying to do what he can to help make people’s lives better and his community a better place to live and work.

Last year, Robert was given the King Charles III coronation medal for making a difference in his community. Robert has close ties with the Provincial Credit Union as a member as well as a business owner and believes his experience will be an asset to the board with over forty years of knowledge and his continued willingness to help his community.  

Jamie Shaw has been a member in good standing of the Credit Union his whole life. He is from Bloomfield, PEI, where he resides with his wife, Nicole, and three boys. He grew up on a family farm where he was taught the values of sound decision making and a strong work ethic. 

He has been employed with the provincial government for the last twenty-eight years as an Agri-Insurance Officer, where he has gained extensive knowledge in policy framework, confidentiality, financial statements and many other traits that will help him on the board. Additionally, he served on the West Prince Soils and Crops Board for 6 years and the PEI Soils and Crops Improvement Board for three years.  

Previously, Jamie served nine years on the Évangéline-Central Credit Union board, where he was involved in the initial merger between Central and Évangéline Credit Unions. Being involved in that process provided him with a stronger understanding of the importance of change, especially to create a stronger and healthier organization. He had previously completed his Credit Union Director Achievement training, which has grown his governance skills with regards to being on the board. 

Calvin MacLean is a lifelong resident of Kensington, where his wife, Tracy, and he have raised three daughters and remain active contributors to the community. Over the past several decades, Calvin has demonstrated his strong commitment to youth development through extensive volunteer involvement in local sports. He has served as a coach, board member, and club representative at both the community and provincial levels across multiple sports, including volleyball, basketball, soccer, figure skating, and softball.  

Beyond his contributions to youth athletics, Calvin is an engaged member of Kensington United Church. He currently serves on the Board of Trustees, is a Session member, and participates in the church choir. This long-standing involvement reflects a strong dedication to stewardship, community service, and collaborative leadership.  

Professionally, Calvin is a Certified Professional Accountant with 32 years of experience in the Federal Government. Prior to his recent retirement, he managed a unit responsible for monitoring the internal control framework and overseeing corporate accounting within a federal government department. This career provided him with strong financial oversight capabilities, deep experience in governance and accountability, and a well-developed understanding of risk management and internal controls; skills that are highly relevant to the strategic and fiduciary responsibilities of a Credit Union board.  

Calvin brings a blend of professional financial expertise, community leadership, and a lifelong commitment to Kensington, and welcomes the opportunity to contribute these strengths as a member of Provincial Credit Union's Board of Directors.  

Wesley and his wife, Sandra, have been members at Malpeque Bay Credit Union since 1993 and have continually utilized all services provided by the Credit Union.  

Wesley joined the Board of Directors at Malpeque Bay in 2000 and served until he joined their staff as their Assistant Manager and Manager of Commercial Lending in June of 2002. These roles allowed him to experience the workings of the Credit Union from both sides, a valuable insight that he believes he can bring to Provincial Credit Union’s Board of Directors.  

After five years at the Credit Union, Wesley offered for public office in 2007 and after being elected, served as Finance Minister and Chair of the Province's Treasury Board for the next eight years. During this time, he gained great personal knowledge in the areas of governance (being a member of Executive Council throughout his tenure) and in developing key policy direction as a member of the government's Policy Board.  

After helping to usher in a ground-breaking pension reform program across government, Wesley was asked to join Morneau Shepell after deciding not to re-offer for his seat in 2015. Wesley retired in October 2024, after spending just over 9 years with the pension/mental health focused firm, the last (7) years as their Vice President of Canadian Public Sector work.  

Wesley would bring this same passion and drive to the Board, working to ensure that Provincial Credit Union continues to offer exceptional service and best-in-market financial offerings to Member-Owners across the Island.