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    Why bank at Provincial Credit Union? 

    You and your financial well-being are our #1 priority. As a values-driven organization, we are committed to creating positive change for our members, our communities, and our staff. See what makes Provincial Credit Union a good fit for your banking needs.   
     
    Our staff live and work in your communities. When you call or text us, you talk with people right here on PEI. We understand the unique financial landscape of PEI and operate 10 full-service branches from Montague to Tignish. 

    When you become a Provincial Credit Union member, you get a say in how we operate. You have the opportunity to elect our board of directors, vote at our Annual General Meetings, or even run to become a board member! 

    At the end of the year, you receive a dividend based on our success, that’s money in your pocket just for banking with us! 

    Enabling communities to thrive is our mission. We invest our profits back into our community through financial education, volunteerism, student scholarships, and community sponsorships and donations. In 2025, we contributed over $750,000 back into our communities, while staff volunteered close to 5,000 hours of their time. You can trust that your membership creates a positive impact on your community.  
     

    Why become a member?

    When you join us, you’re not just opening an account, you’re becoming an owner. That means your voice matters, your community benefits, and every decision we make puts people first.

    What makes Provincial Credit Union different?

    It’s simple!  We put people and communities first. From member-owned banking to local decision-making, everything we do is designed to support you and strengthen the Island communities we all care about.
     

    Dive Deeper into Provincial Credit Union

     

    What it Means to Be a Member of Provincial Credit Union

    Share Dividends Explained: How They Work and Why they Matter

    What is a Credit Union?