First Home Savings Account (FHSA)
A tax-free savings account designed to help you save for your first home.
Why invest in a FHSA?
Reduce your taxable income
Contributions to your FHSA reduce your taxable income.
Grow your savings tax-free
Any interest or income earned on your FHSA is tax-sheltered.
Saving a little over time adds up
You only need to fund your FHSA with $50 to start saving. Our Pre-authorized payments plan can be customized to your needs and budget.
Combine programs
You can participate in the Home Buyers Plan and FHSA to purchase a qualifying home.
Fast Facts about FHSA
Here's what you need to know about your First Home Savings Account
Set up your FHSA your way
Thinking of buying a home?
Meet with a mortgage expert who is invested in you.
Take a look at the latest, competitive rates on offer for FHSA.
Understand how to navigate your FHSA effectively and make the most of this powerful savings tool.
Level up your financial know-how
Make your home buying journey a little easier
Designed to help Canadians save for a first home, the First Home Savings Account (FHSA) makes purchasing your first home a little easier.
Homebuying 101
We asked our team to share their top mortgage tips for anyone beginning the journey towards homeownership.
Savings & Investing 101
Whether you are planning for school, your first home, travel, or for retirement it is never too early to start saving for your future.
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Copyright 2026 Provincial Credit Union Ltd. All rights reserved.