Loans
Flexibility for wherever you are in life.
Find the loan to fit your next big goal
Personal Loans
Perfect for you if…
you are looking for financial flexibility and peace of mind.
- consolidate debt
- cover unexpected expenses
- finance major purchases
- achieve a personal goal
KEY FEATURES
- competitive rates
- flexible payment options
- low cost life and disability insurances
- free financial advice
Energy Efficient Loans
Perfect for you if…
you want to make upgrades and updates to your home to make it more energy efficient, make a positive impact on the environment and ultimately, save money.
KEY FEATURES
- loan amounts available up to $25,000
- eligible with any of PEI's Network of Excellence Contractors
Investment Loans
Perfect for you if…
you want to maximize your RRSP contribution room and take advantage of maximum benefits while providing for your future retirement.
KEY FEATURES
- loan terms range from 1 to 10 years
- use your tax refund to pay down your loan balance, make next year's contribution early or just spend it - your choice.
Get your loan more ways
LOAN Calculator
Not sure which loan is right for you?
We’ll be happy to help you pinpoint the option that best suits your needs.
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Stay protected and ease your mind with loan insurance
Life’s unpredictable, but your loan payments don’t have to be. Protect your financial peace of mind with our Loan Insurance.
Make your dream home a reality
Ready to own your home? Our mortgages offer competitive rates and flexible terms to help you move in faster!
Loan rates
Talk to one of our Financial Services Officers to get the best rate for your purchase.
Loan calculator
Try our calculator for help finding a loan that suits you and your budget.
Level up your financial know-how
Financial Journey
Financial journeys are seldom straightforward, and that’s perfectly fine. We are here to assist you in navigating these paths.
TFSA 101: Key Benefits Every Canadian Should Know
Saving for your future doesn’t have to be complicated — and a Tax-Free Savings Account (TFSA) is a simple way to help your money grow over time. Learn about the benefits and how it can help you reach your financial goals faster.
Avoiding Fraud During Tax Season
More people are online filing taxes and sharing information, and cyber criminals take advantage of this to try to steal information. Here are a few tips to remember to keep yourself safe from fraud.
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Copyright 2026 Provincial Credit Union Ltd. All rights reserved.