Registered Retirement Savings Plan (RRSP)
Boost your retirement savings with tax benefits that help them grow faster.
Why invest in an RRSP?
Reduce your tax
Every dollar you contribute to your RRSP reduces your taxable income, lowering your tax bill.
Shelter investment growth
You won’t pay tax on investment income until you withdraw it in retirement, ensuring your savings grow faster.
Save for more than retirement
A portion of your RRSP savings can also be accessed to buy your first home or continue your education.
Invest your way
Your RRSP can hold a variety of investments, including mutual funds, term deposits and even savings accounts.
Set up your RRSP your way
Not sure if an RRSP is what you need?
We’ll be happy to help review your goals and see if an RRSP is the right solution to reach them.
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Understanding RRSPs
Curious about RRSPs? Check out this guide to learn all there is to know about them.
Understanding RRIFs
Curious about what occurs when your RRSP transitions into a RRIF?
Explore this guide to uncover all the information you need to know.
Explore this guide to uncover all the information you need to know.
Difference between RRSPs and TFSAs
Trying to understand and compare a RRSP vs a TFSA? This guide will help break down everything you need to know.
Need help deciding which is right for you? We've got experts. Let's help you make the right investment decision.
Take a look at the latest, competitive rates on offer for our investing solutions.
Try our planning calculator to figure out how much you’ll need to set aside to retire your way.
Estimate the payments you can expect each year from your RRIF.
Level up your financial know-how
Guide to retirement
Planning and saving for retirement is the ultimate long game. A little bit of strategy now can lead to a lot of success later.
Real estate as a retirement plan
Having a plan for investing your money now is key to ensuring you reach the retirement you dream about.
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Copyright 2025 Provincial Credit Union Ltd. All rights reserved.