Mortgages
Turn your dream into your dream home.
What’s your next move?
Buying
Renewing
Switching
Find the mortgage to match your needs
Mortgage
Perfect for you if…
you are looking to purchase or renovate a home.
KEY FEATURES
- fixed or variable interest rates
- conventional or collateral
- open or closed
- flexible repayment options
- terms up to 25 years
- pre-approvals available
- low-cost insurances
Total Access Home Equity
Perfect for you if…
you need access to a large amount of money for major expenses like home improvements, debt consolidation or education.
KEY FEATURES
- credit limit up to 80% of your home's appraised value
- fixed and variable rates options available
- flexible payment options
- funds accessible through online banking, ATM, in-branch or by cheque
Get your mortgage your way
Not sure which mortgage is right for you?
We’ll be happy to help you pinpoint the option that best suits your needs.
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Mortgage Calculator
Unlock Your Future with the First Home Savings Account.
The First Home Savings Account acts as a valuable tool for first-time homebuyers as they save for their dream home.
Protect your home and your peace of mind.
Protect your home and loved ones with mortgage insurance—because life is unpredictable, but protecting your home shouldn't be.
Take a look at the latest, competitive rates on offer for our mortgage solutions.
Thinking of buying a home? Try our calculator to find the mortgage to fit your budget.
Level up your financial know-how
Embark on the journey of homeownership.
The more knowledge you gain, the more manageable financial decisions will become. Check out the helpful articles on Mortgages & Homebuying in our Knowledge Centre.
Homebuying 101
We asked our team to share their top mortgage tips for anyone beginning the journey towards homeownership.
Homebuying Costs You Didn’t See Coming
We are breaking down common one-time costs that come when buying a home on Prince Edward Island.
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Copyright 2026 Provincial Credit Union Ltd. All rights reserved.