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Credit Cards

Looking for premium rewards1? Low rates2? No annual fee? Cash back3? Choose the credit card that fits your life.

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Manage your credit card with ease online or using your mobile device.

Put the points you’ve earned towards travel, merchandise and more*.

Call Cardholder Support anytime, 24/7 for help.

Within North America: 1.855.341.4643

International Collect: 1.647.252.9564

From activating your card to claiming rewards, our FAQs have the answers you need.

Credit Card Options

We know credit cards aren’t a one size fits all, that’s why we offer a full suite of personal cards, so you can choose the one that works best for you.
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Need help choosing?

Use our credit card selector tool to help pinpoint the right card for you.

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Any offers available?

Check out our current card promotions and offers.

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Get personal support

Still not sure which credit card to choose? We'll be happy to help you figure it out.
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Manage your card on the go

Download the CardWise mobile app from your phone's app store.

Apple Store
Google Play Store
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Add your credit card to your mobile wallet

Pay with your phone using Apple Pay, Samsung Pay®, or Google Pay for purchases in-store, online and in-app.

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Link your Credit Card to online banking

Consolidate your personal credit card account with your credit union accounts (desktop only).

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Never miss a credit card payment

Set up AutoPay to automatically pay your monthly credit card balance from your chequing account.
 
*Terms & conditions apply. Visit Home | Flex Rewards for more details.
1
Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, Balance Transfers, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card do not qualify for Points. For more information visit collabriacreditcards.ca/rewards

2 The interest rates are in effect from the date the credit card is approved. For more information, please reference your cardholder agreement or visit online www.collabriacreditcards.ca/cardholder-agreement.
3 The base value of one reward point is equal to one cent (a penny per point). The cash equivalent shown for illustration purposes only is based upon the redemption of these points as a statement credit. The valuation is for cash equivalent only; the value of redeeming for merchandise and travel may vary.
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries and regions.
® Samsung and Samsung Pay are trademarks of Samsung Electronics Co., Ltd.
™Google and the Google Pay logo are trademarks of Google LLC.
Collabria trademark is Collabria Financial Services’ property.  Collabria Financial Services Inc. (“Collabria”) is an independent entity from Provincial Credit Union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from Provincial Credit Union, it will receive compensation from Collabria.

Level up your financial know-how

Guide to credit cards

Getting a credit card is a big deal. This guide is your all-access pass to all things credit cards.

How to build credit with a credit card

Tips to make sure that you’re building a positive credit history, without going into debt.

Get more genuine tips, tricks, and helpful resources on our Honest Money blog.