Credit Cards
Looking for premium rewards1? Low rates2? No annual fee? Cash back3? Choose the credit card that fits your life
Manage your credit card with ease online or using your mobile device.
Put the points you’ve earned towards travel, merchandise and more*.
Call Cardholder Support anytime, 24/7 for help.
Within North America: 1.855.341.4643
International Collect: 1.647.252.9564
From activating your card to claiming rewards, our FAQs have the answers you need.
Credit Card Options
We know credit cards aren’t a one size fits all, that’s why we offer a full suite of personal cards, so you can choose the one that works best for you.
Select Image
Manage your card on the go
Add your credit card to your mobile wallet
Pay with your phone using Apple Pay, Samsung Pay®, or Google Pay™ for purchases in-store, online and in-app.
Link your Credit Card to online banking
Consolidate your personal credit card account with your credit union accounts (desktop only).
Never miss a credit card payment
Set up AutoPay to automatically pay your monthly credit card balance from your chequing account.
*Terms & conditions apply. Visit Home | Flex Rewards for more details.
1 Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, Balance Transfers, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card do not qualify for Points. For more information visit collabriacreditcards.ca/rewards
2 The interest rates are in effect from the date the credit card is approved. For more information, please reference your cardholder agreement or visit online www.collabriacreditcards.ca/cardholder-agreement.
3 The base value of one reward point is equal to one cent (a penny per point). The cash equivalent shown for illustration purposes only is based upon the redemption of these points as a statement credit. The valuation is for cash equivalent only; the value of redeeming for merchandise and travel may vary.
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries and regions.
® Samsung and Samsung Pay are trademarks of Samsung Electronics Co., Ltd.
™Google and the Google Pay logo are trademarks of Google LLC.
Collabria trademark is Collabria Financial Services’ property. Collabria Financial Services Inc. (“Collabria”) is an independent entity from Provincial Credit Union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from Provincial Credit Union, it will receive compensation from Collabria.
1 Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, Balance Transfers, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card do not qualify for Points. For more information visit collabriacreditcards.ca/rewards
2 The interest rates are in effect from the date the credit card is approved. For more information, please reference your cardholder agreement or visit online www.collabriacreditcards.ca/cardholder-agreement.
3 The base value of one reward point is equal to one cent (a penny per point). The cash equivalent shown for illustration purposes only is based upon the redemption of these points as a statement credit. The valuation is for cash equivalent only; the value of redeeming for merchandise and travel may vary.
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries and regions.
® Samsung and Samsung Pay are trademarks of Samsung Electronics Co., Ltd.
™Google and the Google Pay logo are trademarks of Google LLC.
Collabria trademark is Collabria Financial Services’ property. Collabria Financial Services Inc. (“Collabria”) is an independent entity from Provincial Credit Union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from Provincial Credit Union, it will receive compensation from Collabria.
Level up your financial know-how
How to build a good credit score using a credit card
It's important to maintain a strong credit score and a credit card can be a good option for new borrowers to build credit.
Get more genuine tips, tricks, and helpful resources from our Knowledge Centre.
How to Spot a Phone Scam
Here are five red flags to look out for when someone contacts you on the phone.
Credit Card
Qtrade Direct Investing
Protected by 
Security Legal Site Map Privacy Ombudservice
Copyright 2026 Provincial Credit Union Ltd. All rights reserved.
Security Legal Site Map Privacy Ombudservice
Copyright 2026 Provincial Credit Union Ltd. All rights reserved.