Registered Disability Savings Plan (RDSP)
For those eligible, an RDSP is a game changer for financial independence.
Why invest in an RDSP?
Long-term security
Designed for future financial stability, an RDSP can provide essential funds later in life.
Government contributions
The government matches contributions through the Canada Disability Savings Grant, and lower-income families may qualify for the Canada Disability Savings Bond—free money, no contribution needed.
Tax-deferred growth
Your investments grow tax-free, maximizing long-term savings.
Flexible contributions
No annual contribution limits, so you can invest at your own pace (up to a $200,000 lifetime limit).
Set up your RDSP your way
Not sure if a RDSP is what you need?
We’ll be happy to help review your goals and see if an RDSP is the right solution to reach them.
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Save Tax Free
Grow your money tax-free with a TFSA and access your savings anytime.
Whether it's for a vacation, wedding, or retirement, save for your short- and long-term goals.
Whether it's for a vacation, wedding, or retirement, save for your short- and long-term goals.
Build, grow and protect your wealth
Our expert advisors offer personalized strategies for retirement planning, investing, and legacy protection to help grow and secure your wealth.
See how RDSP contributions, combined with government grants, will help your savings grow.
Visit the government's website for information on related benefits of a RDSP.
Level up your financial know-how
Why the RESP deadline matters
The annual RESP deadline is December 31 – and, if you have kids, there are a few very good reasons to contribute.
Guide to saving & investing
Want to learn more about investing? Wish you could save more and spend less? This guide has you covered.
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Copyright 2025 Provincial Credit Union Ltd. All rights reserved.