Registered Disability Savings Plan (RDSP)
For those eligible, a RDSP is a game changer for financial independence.
Why invest in an RDSP?
Long-term security
Designed for future financial stability, an RDSP can provide essential funds later in life.
Government contributions
The government matches contributions through the Canada Disability Savings Grant, and lower-income families may qualify for the Canada Disability Savings Bond—free money, no contribution needed.
Tax-deferred growth
Your investments grow tax-free, maximizing long-term savings.
Flexible contributions
No annual contribution limits, so you can invest at your own pace (up to a $200,000 lifetime limit).
Set up your RDSP your way
Not sure if a RDSP is what you need?
We’ll be happy to help review your goals and see if an RDSP is the right solution to reach them.
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Save Tax Free
Grow your money tax-free with a TFSA and access your savings anytime.
Whether it's for a vacation, wedding, or retirement, save for your short- and long-term goals.
Whether it's for a vacation, wedding, or retirement, save for your short- and long-term goals.
Build, grow and protect your wealth
Our expert advisors offer personalized strategies for retirement planning, investing, and legacy protection to help grow and secure your wealth.
See how RDSP contributions, combined with government grants, will help your savings grow.
Visit the government's website for information on related benefits of a RDSP.
Understand how to navigate your RDSP effectively and make the most of this savings tool.
Level up your financial know-how
Plan your RESP contributions before the deadline
Because yearly contributions can be matched up to 20%, it is important to plan your contributions within the calendar year.
Savings & Investing 101
Whether you are planning for school, your first home, travel, or for retirement it is never too early to start saving for your future.
Teaching your kids about budgets
The holiday season is just one opportunity to teach your children about money and responsible spending.
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Copyright 2026 Provincial Credit Union Ltd. All rights reserved.