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Lines of Credit

Funds for whatever comes your way.

 

Access the funds you need whenever you need them

Personal Line of Credit

Perfect for you if…

you want a flexible option in accessing funds whenever you need them.

  • consolidate debt
  • more affordable than a credit card
  • emergency expenses
  • large purchases
KEY FEATURES
  • limits from $5,001 to $50,000
  • ongoing access to credit
  • floating interest rates based on prime
  • various repayment options available

Personal Overdraft Protection

Perfect for you if…

you want to access extra funds when you don't have enough money in your chequing account.

  • cover unexpected expenses
  • prevent bounced cheques and payments
  • bridge gaps between paychecks
KEY FEATURES
  • attached to your every day chequing account
  • limits from $100 to $5,000
  • interest is calculated daily on outstanding balance
  • no monthly fee when not in use

Student Line of Credit

Perfect for you if…

you are a student enrolled at a recognized post-secondary educational institution and require funding for post-secondary education, including tuition, course fees, books and living expenses while away from home.

KEY FEATURES
  • flexibility to take out and pay back portions of your loan whenever you want
  • available for both full and part-time students
  • convenient and affordable interest-only payments while in attendance
  • flexible repayment schedule
  • apply once and advance funds as you need them
 
 

Get your line of credit more ways

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Not sure which line of credit is right for you?

We’ll be happy to help you pinpoint the option that best suits your needs.

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Power Up Your Savings

Upgrading your home?  Low-interest loans for energy-efficient upgrades available.

 
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We have a card to fit your life

Find out more about our suite of personal credit cards.

Line of credit rates

Talk to one of our Financial Services Officers to get the best rate for your Line of Credit.

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