Lines of Credit
Funds for whatever comes your way.
Access the funds you need whenever you need them
Personal Line of Credit
Perfect for you if…
you want a flexible option in accessing funds whenever you need them.
- consolidate debt
- more affordable than a credit card
- emergency expenses
- large purchases
KEY FEATURES
- limits from $5,001 to $50,000
- ongoing access to credit
- floating interest rates based on prime
- various repayment options available
Personal Overdraft Protection
Perfect for you if…
you want to access extra funds when you don't have enough money in your chequing account.
- cover unexpected expenses
- prevent bounced cheques and payments
- bridge gaps between paychecks
KEY FEATURES
- attached to your every day chequing account
- limits from $100 to $5,000
- interest is calculated daily on outstanding balance
- no monthly fee when not in use
Student Line of Credit
Perfect for you if…
you are a student enrolled at a recognized post-secondary educational institution and require funding for post-secondary education, including tuition, course fees, books and living expenses while away from home.
KEY FEATURES
- flexibility to take out and pay back portions of your loan whenever you want
- available for both full and part-time students
- convenient and affordable interest-only payments while in attendance
- flexible repayment schedule
- apply once and advance funds as you need them
Get your line of credit more ways
Not sure which line of credit is right for you?
We’ll be happy to help you pinpoint the option that best suits your needs.
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We have a card to fit your life
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Line of credit rates
Talk to one of our Financial Services Officers to get the best rate for your Line of Credit.
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Level up your financial know-how
What’s the difference between a student loan and a student line of credit?
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Copyright 2026 Provincial Credit Union Ltd. All rights reserved.