Registered Education Savings Plan (RESP)
Saving up for post-secondary education can be as easy as ABC.
Why invest in an RESP?
Protected investment growth
Your child won’t pay tax on investment income until they withdraw it for school, ensuring their savings grow faster.
Take advantage of government grants
With federally-supported grants and bonds, your child's savings are boosted.
Save with help from anyone
Grandparents, aunts, uncles and even friends can open an RESP to help save for your child's education
Invest your way
Your RESP can hold a variety of investments, including mutual funds, term deposits and even savings accounts.
Set up your RESP your way
RESP Calculator
Not sure if an RESP is what you need?
We’ll be happy to help review your goals and see if an RESP is the right solution to reach them.
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Understanding RESPs
Learn how RESPs can help you save for your child's future.
Paying for school?
A Student Line of Credit can help.
Bank for FREE
25 and under? Open a free banking account today.
See how RESP contributions, combined with government grants, will help your child’s savings grow.
Visit the government's website for information on related benefits of a RESP.
Level up your financial know-how
Plan your RESP contributions before the deadline
Because yearly contributions can be matched up to 20%, it is important to plan your contributions within the calendar year.
TFSA 101: Key Benefits Every Canadian Should Know
Saving for your future doesn’t have to be complicated — and a Tax-Free Savings Account (TFSA) is a simple way to help your money grow over time. Learn about the benefits and how it can help you reach your financial goals faster.
Teaching your kids about budgets
The holiday season is just one opportunity to teach your children about money and responsible spending.
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Copyright 2026 Provincial Credit Union Ltd. All rights reserved.