Rates | Provincial Credit Union

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Prime

List of rates for Prime Rate
Prime Rate Rates Effective: 2025-09-22	Rate
Prime Rate	4.70%

Savings

List of rates for Non-Redeemable Term Deposit/RRSP/RRIF/TFSA
Non-Redeemable Term Deposit/RRSP/RRIF/TFSA Rates Effective: 2025-04-17	Rate
1 Year	2.75%
18 Months	3.00%
2 Years	2.80%
3 Years	2.85%
42 Months	3.20%
4 Years	2.85%
5 Years	3.00%

List of rates for Redeemable Term Deposit/RRSP/RRIF/TFSA
Redeemable Term Deposit/RRSP/RRIF/TFSA	Rate
1 Year	2.70%

List of rates for Escalator Savings
Escalator Savings	Rate
1 Year	2.25%
2 Years	2.75%
3 Years	3.40%

List of rates for Peak Savings
Peak Savings	Rate
Peak Savings	0.75%

Business Savings

List of rates for Business Savings
Business Savings Rates Effective: 2025-04-17	Rate
$0-$99,999	0.75%
$100,000-$199,999	2.00%
$200,000-$499,999	2.60%
$500,000 and over	2.70%

List of rates for Business Peak Savings
Business Peak Savings	Rate
Business Peak Savings	0.75%

Mortgages

List of rates for Mortgage Rates
Mortgage Rates Rates Effective: 2025-09-22	Rate
6 month open	9.25%
6 month closed	9.25%
1 Year	6.09%
2 Years	5.39%
3 Years	6.05%
4 Years	5.99%
5 Years	6.09%
3 Year Special	4.39%
5 Year Special	4.54%

Loans

List of rates for Loan Rates
Loan Rates Rates Effective: 2024-12-16	Rate
Energy Efficient Loan	8.75%

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Rates are subject to change without notice.

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