A business credit card offers a convenient way to make purchases, and it can help manage cash flow, separate business and personal expenses, and simplify expense tracking. Provincial Credit Union, in partnership with Collabria, has Visa options to fit your business needs, whether you’re a sole-owner just starting out or managing a large business with the need for multiple cards.

Credit Cards for Members of Your Team

Credit cards are a fantastic tool for day-to-day business purchases. We have Visa options that allow your business to issue cards to authorized staff and to choose the limit each card can access. Other options include autopay, to ensure hassle-free payments, as well as monitoring spending in one place with a single master statement for all the company credit cards.

Credit Card Rewards

With a rewards Visa, the purchases your business already makes can help you earn rewards. With every purchase you earn points that can be redeemed for cash rewards, merchandise, gift cards, and travel and entertainment.  Unlike many credit cards, Collabria does not have a maximum or cap on the amount of rewards that can be earned.

Credit Card Options

Visa Infinite Business* Card - Provincial Credit Union

This is a great option if your business needs require a large limit and your card gets paid off monthly. The Infinite Visa comes with travel perks and insurance as well as Visa Spend Clarity for easy reconciliation. This card gives you the opportunity to maximize rewards and take advantage of the premium insurance and auto rental benefits.

Annual Fee: $130

Earn 1.5 points on every $1 spent on business purchases.

No Fee Cash BackVisa* Business Card - Provincial Credit Union

As the name implies, this Visa is perfect for the business that prefers no fees and prioritize affordability. This is a popular option and works well if you just need a credit card to use for payments or expense management but still want rewards.

No annual fee

Earn 1 point on every $2 spent on business purchases.

Low Rate Visa* Business Card - Provincial Credit Union

This Visa is designed for a business that may carry a balance month over month. Instead of maximizing rewards, it minimizes interest cost. This makes it a great option for managing cash flow during slower periods.

Annual Fee: $25
Rate: 13.99%

Ready to discuss the best credit card for your business? 

Email us at businessservices@pcu.ca

Call your local branch